HB 220 Insurance; nonrenewal of policies; credit reports.
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Summary:
Insurance; nonrenewal of policies; credit reports. Prohibits insurers from refusing to renew a homeowners insurance policy because of any claim resulting primarily from natural causes. The bill also prohibits insurers from refusing to renew a homeowners or a private passenger automobile policy because of information contained within an insured's credit report. However, under the bill's provisions, an insurer may use a credit report as an information resource if it conducts an independent investigation which confirms or validates a legitimate basis under the act for nonrenewal.

Full text:
01/17/94  House: Presented & ordered printed LD2915845  pdf
02/14/94  House: Printed as engrossed LD2915845-E  pdf
11/10/94  Senate: Committee substitute printed LD2997156-S1  pdf
11/28/94  House: Engrossed Bill reprinted LD2915845-E  pdf
12/01/94  Senate: Substitute bill reprinted LD2997156-S1  pdf
12/29/94  Senate: Substitute bill reprinted LD2997156-S1  pdf
01/17/95  House: Bill text as passed House and Senate (HB220ER)  pdf
01/30/95  Governor: Acts of Assembly Chapter text (CHAP0003)  pdf

Amendments:
House amendments

Status:
01/17/94  House: Presented & ordered printed LD2915845
01/17/94  House: Referred to Committee on Corporations, Insurance and Banking
02/12/94  House: Reported from C. I. B. w/amds. (18-Y 2-N)
02/13/94  House: Read first time
02/14/94  House: Read second time
02/14/94  House: Committee amendments agreed to
02/14/94  House: Engrossed by House as amended
02/14/94  House: Printed as engrossed LD2915845-E
02/15/94  House: Read third time and passed House (94-Y 5-N)
02/15/94  House: VOTE: PASSAGE (94-Y 5-N)
02/15/94  House: Communicated to Senate
02/16/94  Senate: Read first time
02/16/94  Senate: Referred to Committee on Commerce and Labor
03/08/94  Senate: Continued to 1995 in Commerce and Labor (8-Y 6-N)
11/10/94  Senate: Reported from C. & L. with substitute (12-Y 1-N)
11/10/94  Senate: Committee substitute printed LD2997156-S1
11/28/94  House: Engrossed Bill reprinted LD2915845-E
12/01/94  Senate: Substitute bill reprinted LD2997156-S1
12/29/94  Senate: Substitute bill reprinted LD2997156-S1
01/12/95  Senate: Read second time
01/13/95  Senate: Read third time
01/13/95  Senate: Reading of substitute waived
01/13/95  Senate: Committee substitute agreed to LD2997156-S1
01/13/95  Senate: Engrossed by Senate - comm. sub. LD2997156-S1
01/13/95  Senate: Passed Senate with substitute (34-Y 1-N)
01/13/95  Senate: VOTE: PASSAGE (34-Y 1-N)
01/16/95  House: Placed on Calendar
01/17/95  House: Senate substitute agreed to by House (99-Y 0-N)
01/17/95  House: VOTE: ADOPTION (99-Y 0-N)
01/17/95  House: Bill text as passed House and Senate (HB220ER)
01/23/95  House: Enrolled
01/23/95  House: Signed by Speaker
01/24/95  Senate: Signed by President
01/27/95  Governor: Approved by Governor-Chapter 3 (effective 7/1/95)
01/30/95  Governor: Acts of Assembly Chapter text (CHAP0003)