HB 1826 Health insurance; re-underwriting individuals.
Harvey B. Morgan | all patrons    ...    notes
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Summary as passed: (all summaries)
Health insurance; re-underwriting individuals. Prohibits any health insurer from adjusting premiums, benefits, or contractual terms of existing individual health insurance coverage based upon its reevaluating of the individual's health status or claim experience, at the renewal date of the insurance contract. This prohibition does not apply to adjustments to the premium, or rescission of, or amendments to the insurance contract, if the insurer, subsequent to issuing the policy, learns of information that was not disclosed in the underwriting process and that, if known, would have resulted in higher premiums. Such adjustments, rescission or amendment is also permitted (i) when an insurer provides certain lifestyle-based good health discounts and (ii) when an insurer removes waivers or riders that limit coverage for specific named preexisting conditions.

Full text:
01/08/03  House: Presented & ordered printed, prefiled 01/07/03 030305254  pdf | impact statement
02/11/03  Senate: Committee substitute printed 033479254-S1  pdf
02/27/03  House: Bill text as passed House and Senate (HB1826ER)  pdf | impact statement
03/27/03  Governor: Acts of Assembly Chapter text (CHAP0699)  pdf

Status:
01/08/03  House: Presented & ordered printed, prefiled 01/07/03 030305254
01/08/03  House: Referred to Committee on Commerce and Labor
01/14/03  House: Reported from Commerce and Labor (22-Y 0-N)
01/16/03  House: Read first time
01/17/03  House: Passed by for the day
01/20/03  House: Read second time and engrossed
01/21/03  House: Read third time and passed House BLOCK VOTE (99-Y 0-N)
01/21/03  House: VOTE: BLOCK VOTE PASSAGE (99-Y 0-N)
01/21/03  House: Communicated to Senate
01/22/03  Senate: Constitutional reading dispensed
01/22/03  Senate: Referred to Committee on Commerce and Labor
02/10/03  Senate: Reported from C. & L. with substitute (14-Y 0-N)
02/11/03  Senate: Committee substitute printed 033479254-S1
02/12/03  Senate: Const. reading disp., passed by for the day (40-Y 0-N)
02/12/03  Senate: VOTE: CONST. RDG. DISPENSED R (40-Y 0-N)
02/13/03  Senate: Read third time
02/13/03  Senate: Reading of substitute waived
02/13/03  Senate: Committee substitute agreed to 033479254-S1
02/13/03  Senate: Engrossed by Senate - committee substitute 033479254-S1
02/13/03  Senate: Passed Senate with substitute (39-Y 0-N)
02/13/03  Senate: VOTE: PASSAGE R (39-Y 0-N)
02/13/03  Senate: Rec. of Sen. passage agreed to by Senate (38-Y 0-N)
02/13/03  Senate: VOTE: (38-Y 0-N)
02/13/03  Senate: Passed Senate with substitute (38-Y 0-N)
02/13/03  Senate: VOTE: (38-Y 0-N)
02/14/03  House: Placed on Calendar
02/17/03  House: Passed by for the day
02/18/03  House: Senate substitute agreed to by House (98-Y 0-N)
02/18/03  House: VOTE: ADOPTION (98-Y 0-N)
02/27/03  House: Bill text as passed House and Senate (HB1826ER)
03/05/03  House: Enrolled
03/05/03  House: Signed by Speaker
03/06/03  Senate: Signed by President
03/19/03  Governor: Approved by Governor-Chapter 699 (effective 7/1/03)
03/27/03  Governor: Acts of Assembly Chapter text (CHAP0699)